Our process
Find both sides. Then wrap the deal.
We work for buyers and for people who have supply. We source each side, match them, and put insurance and finance around the contract so the cargo can move.
Who we work for
Two kinds of client.
01
Buyers
Off-takers
Distributors, plants and importers who need a reliable flow of product and a contract they can finance. We find the supply and shape the purchase so the cargo, the documents and the payment line up.
02
Sellers
Feedstock and supply-side clients
Producers, traders and feed owners who have material to place. We find the buyer — a tolling plant, an offtaker, or both — and structure the sale so title, timing and payment are clear.
What we do
Source both sides, then structure the deal.
We do not start from a single cargo and hope a counterparty appears. We go and find buyers, and we go and find sellers. The work is the match: the right specification, the right plant or offtaker, and a contract both sides can sign.
01
Source the buyers
We look for offtakers who can take the product and pay on terms a financier can live with.
02
Source the sellers
We look for feedstock, finished product and plant capacity on the other side of the same trade.
03
Match and structure
We put the two sides in one deal: specification, Incoterm, inspection, title, and when the money moves.
How we wrap it
Wrapping the deal in a bow.
Once the contract exists, three ordinary risks are still sitting on it. The buyer might not pay. The cargo might be lost or damaged on the way. The country might get in the way. Each one has its own cover. Together they are the bow around the deal.
Trade credit protects the seller if the buyer does not pay. Cargo and marine cover loss or damage in transit. Under FOB the buyer normally buys that policy from loading; under CIF the seller buys it and includes it in the price. Political risk covers expropriation, currency inconvertibility and transfer restrictions, political violence and unrest, and contract frustration. It is about the country, not about a buyer who cannot pay.
On a tolling and offtake deal the covers follow different things. Cargo follows the goods. Political risk follows the country the goods are sitting in. Trade credit follows whoever has promised to pay — often the offtaker of the finished product, not the plant that charged the toll.
Step 1
Contract
The tolling terms and the offtake are signed. Credit and political-risk cover are tied to that buyer and that country.
- Trade credit
- Political risk
Step 2
Loading
Cargo insurance usually starts when the goods go on board. FOB: the buyer arranges it. CIF: the seller does, and the price includes it.
- Trade credit
- Cargo / marine
- Political risk
Step 3
Voyage
Marine cover is there for loss or damage on the water. Political violence cover can matter if unrest hits the ship or the port.
- Trade credit
- Cargo / marine
- Political risk
Step 4
Delivery
Cargo cover normally ends where the policy says it ends. Inspection fixes quantity and quality, and the invoice starts the time allowed to pay.
- Trade credit
- Cargo / marine
- Political risk
Step 5
Payment
Trade credit responds if the buyer does not pay. Political risk responds if the money is there but cannot be converted or sent.
- Trade credit
- Political risk
How insurance wrappers protect a trade is the full explanation, including a hypothetical worked example. Nothing there, and nothing here, is insurance advice. What is covered depends on the policy.
Finance partners
Private credit and trade finance, beside the cover.
Insurance makes a receivable easier to fund. It does not itself provide the money. Where a bank will not discount the invoice, private credit and specialist trade-finance lenders can, secured by the goods, the documents and the policies.
We structure that stack. We do not lend our own balance sheet, and we do not underwrite the insurance.
Where the buyer will pay by letter of credit, the issuing bank may be one named on IDB Invest's Trade Finance Facilitation Program list. That program is for banks. What the TFFP is, and which issuing banks the September 2026 list names in our markets.
Names on the page
Partners, in our type.
These are wordmarks we set ourselves, not the organisations’ logo files. A logo path can be added on the partner record when there is permission to show the real mark.
Insurance partners
Finance partners & accepted banks
- The Praderia Group
- HSBC
- J.P. Morgan
- Texas Capital
- Ryan Tax Capital
Names are shown for reference. They do not imply an endorsement, a banking relationship, or that any instrument will be issued.
Markets we serve
- Jamaica
- Trinidad & Tobago
- Guyana
- Suriname
- Honduras
- Barbados
- The Bahamas
- Dominican Republic
- Eastern Caribbean (OECS)
- Montserrat
- United States: Gulf Coast
Shown for reference; does not imply endorsement.
Enquiries
Bring the buyer, the supply, or both.
Tell us which side you are on. We will say whether the other side, the cover and the finance look reachable.